Easy internet loan: how to do it?On November 27, 2019 by Marlene Niemeyer
Are you considering hiring a personal loan but have on time to go to banks and financial institutions? Because technology has come to help you… so much! There is now the possibility to perform all the online transaction. You start a financial institution, such as Just, do the procedures, and get the money in your checking account. All without leaving home. Very good, isn’t it?
Then you can be sure: but is it safe? And the answer is, yes, it’s pretty safe. To make you more confident, we’ll show you how to make easy lending over the internet. See only:
After all, how does online lending work?
Typically, one of the requirements for making this transaction over the internet is that you have a current account with the bank in question and that you move it frequently. This way, the institution will be able to evaluate if you get enough to pay back the amount you requested and thus release the loan. But that is not a general rule. Many credit companies only require proof of income to perform the assessment.
How to make an easy loan over the internet?
In general, the online loan procedures are as follows:
- You access the company website and simulate the amount you wish to borrow and the amount of installments. There are several on the market. Among GuideBayment’s partner institutions, there are Legendary, Geru, Just, among others;
- Then you apply for the loan through an online form with your personal details and contacts;
- The company analyzes your profile and submits a proposal;
- If you accept the proposal, simply click a button and then submit the documents through the site itself;
- The company checks the documents and, if everything is correct, transfers them to your account.
It’s fast and very easy. The documents we cite are: CPF, RG, proof of residence, proof of income and signed contract.
Is it a safe practice?
Like all transactions on the Internet, companies invest heavily in security, with encrypted messaging and other techniques created by expert teams. However, it costs nothing to be wary. Choose a well-known or well-known institution, such as friends and family.
How to choose the best conditions?
Before signing the contract, be sure to research the best conditions in various financial institutions. This way you will get good rates and forms of payment. At the time of the survey you should look at all the cartoons the institution places in the contract and compare with those of another company.
In addition to the interest rate, there is the CET (Total Effective Cost), which is all other charges charged to carry out the transaction (credit analysis rate, credit opening, registration and others).
One option for Balmond Plumond users is to use the rate comparator within the app to gain access to the main offerings of the institutions. Another possibility is to simulate a loan on Just, a partner platform that offers attractive interest rates to consumers.
Saw? Getting an easy loan over the internet is increasingly common and easy. Analyze if you really need this money. If so, settle your accounts practically without leaving home. And if you have questions and suggestions, leave your comment in this post.